America is burning off a billion dollars every year to identity theft, in accordance with the Australian government, and nearly 90 % of Americans are said to be concerned about having their identity stolen.
With identity theft reputed to be the fastest growing crime globally, what is being carried out to protect Americans from your growing menace posed by identity fraudsters?
The National Identity Security Strategy (NISS) was introduced by the Australian Government in 2005. This Fake Id Maker aims to tackle identity crime committed with the aid of fake identity documents, such as passports and drivers’ licenses. Beefing in the ability of Australian authorities to recognize fake identity documents lies in the middle in the strategy. Fake identity documents are employed by fraudsters to steal benefits, including Centrelink payments, and cash from the banks.
$28 million dollars has become pledged for the roll out from the National Document Verification Service, a key plank of the NISS. The service will be a web-based system for checking the authenticity of identity documents, and will also be accessible by government agencies. It could also be rolled out towards the private sector, which may help banks as well as other companies verify the identities of clients. The service will enable government officials to make sure documents presented were actually issued as well as the details contained within these are accurate.
Biometrics, a way of employing the physical features of men and women to verify their identity, is increasingly being deployed by governments and private companies to combat identity fraud.
Australia’s immigration service, the Department of Immigration and Citizenship, is collecting biometric data on new migrants. It is expected the variety of biometric details on ‘non citizens’ – including photos, fingerprints, and, iris scans – can help national and international efforts to tackle identity fraud. The physical details of new entrants are now being stored on the DIAC database, called the Identity Services Repository.
Plans for a welfare services identity card system costing a lot more than $1billion dollars were scrapped after 2007 following the election from the Rudd Government. The Howard Government planned to give every Australian a biometric smartcard, including photo and individual health insurance and welfare number. This was considered by many to get an identity card scheme in disguise. Reports suggested the smartcard scheme could have been ‘piggybacked’ by private companies, including banks and banking institutions, as a way of tackling identity fraud.
Using voice authentication technology to tackle call centre identity fraud is being researched by boffins on the University Of Canberra. The university’s biometrics scientists will work on systems which may enable companies to ensure people using their voice patterns. This may avoid the requirement to send sensitive private information abroad, reducing the risk of Aussies falling prey to identity fraudsters targeting call centres.
Tough new money laundering laws, which came into force at the end of 2007, will spot tighter identity checks on Australians when opening up new bank accounts, using casinos or purchasing travellers cheques. It really is expected the Anti Money Laundering and Counter Terrorism Finance Act will help you to combat identity fraud around australia. Financial organisations need to meet the strict identity check requirements of the legislation at the end of 2008. This act brings Australia into line with other countries, like the UK wzczxl US, that have strengthened their funds laundering rules.
The publication of court judgments on the internet has led the NSW Supreme Court to change the actual way it writes judgments. Personal identifiers, including birthdates and addresses, which can be employed to commit identity fraud will not be published in judgments.
Amongst the advice in the government’s identity fraud self-help guide “ID theft kit” is the need for customers to regularly check their credit score to aid spot any fraudulent activity committed against them. A free credit report can be accessed each year by writing towards the credit reference agencies.